Insurance is one of the best ways to ensure you’re protecting yourself as a business owner. Insurance will undoubtedly save time, money, and stress if the worst were to occur, but it can be pretty expensive. Small or struggling businesses may not be able to afford to insure their business sufficiently.
The insurance premiums for your business will depend on several factors. This includes who your insurance provider is, how secure your business site is, the industry you are in, and your location. If your business is in an area with a high crime rate, or you do not have adequate security in place at your business site, you will be paying a considerable amount for your insurance.
Here, we look at ways in which you can maximise the security of your business premises and therefore reduce your insurance premiums.
On-site Patrols and security Guards – Physical security and on-site patrolling guards are incredibly effective. Thieves, burglars, and vandals are far less likely to target a property where there is a visible guard. A guard is highly trained to ensure maximum protection and spot potentially criminal behaviour before it escalates. They will know the vulnerable areas of your building and the warnings signs that something may pose a risk.
Security Camera Systems – CCTV is the most popular and effective security camera system you can invest in. You can opt for motion detection systems, real-time recording, or remote smart notification systems. Video footage is the best way to identify criminals if a case involves the police, often leading to successful prosecution. The sight of a security camera system will often deter potential criminals for this reason.
Alarm Systems – A sound security alarm system will use sensors to detect when unauthorised people are attempting to access your business property. This will then raise the alarm to yourself and the authorities. This is a fantastic way of deterring criminals and preventing crime. An alarm system can also notify you if a fire were to break out.
For ultimate protection for your business, why not use a mixture of all three of the above security options? Maximum security is the best way to ensure your business insurance premiums remain as low as possible.
If you would like to find out how A Matter of Patrols can help keep your business secure, contact us on 0800 2922667.